Pachira Stump Money Tree
Product details
| Management number | 250425964 | Release Date | 2026/09/17 | List Price | US$9.21 | Model Number | 250425964 | ||
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- Description
- Pachira Stump Money Tree Care Guide
- FAQ/Common Issues
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Pachira Stump Money Tree, also called Money Tree, is a tropical tree native to Central and South American wetlands, where it grows along riverbanks and swampy lowlands. It belongs to the family Malvaceae and is widely used in feng shui practice as a lucky plant for home and office spaces.
The trunk is thick and woody at the base, often braided or left as a natural stump, with smooth gray-green bark. Leaves grow in a palmate arrangement, with five to seven forest green leaflets fanning out from a single stem. The canopy spreads broadly as the plant matures, giving it a tree-like presence indoors. 
Mature specimens grown outdoors can produce long, narrow flower petals in cream and yellow, with a brush of red-tipped stamens, though indoor plants rarely bloom. Pachira aquatica is confirmed non-toxic to cats and dogs, and the seeds and young leaves have documented edible and medicinal uses in its native range. 
Rotate it every few weeks so all sides of the canopy receive even light. It thrives near a kitchen, where ambient moisture from cooking and washing keeps the air around it slightly humid. Keep it away from heating vents and air conditioning units, as dry forced air causes leaf drop. Move it outside for the summer months, and it handles the warmer season well in a sheltered spot with no direct afternoon sun.
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Pachira Stump Money Tree grows well under bright indirect light, including office fluorescent and LED setups. 
Water it every 10 to 14 days, letting the top two inches of soil dry out between waterings. 
Pachira aquatica does best in a well-draining mix of peat, perlite, and coarse sand to prevent root rot. 
It prefers temperatures between 65°F and 85°F and drops in vigor below 50°F. Pachira aquatica is a moderate grower indoors; feed it with a balanced liquid fertilizer once a month during spring and summer.
It is hardy in USDA zones 10 to 12, tolerating outdoor conditions down to around 35°F before sustaining cold damage. It grows outdoors year-round in Florida, Hawaii, southern California, and coastal areas of Texas and Louisiana. It overwinters indoors in cooler states and moves outside for summer across most of the continental United States.
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Q: How much light does Pachira Stump Money Tree need indoors?
A: Place it within three to five feet of an east- or west-facing window. South-facing windows can scorch the leaves, so keep it back or filter the light with a sheer curtain.
Q: How do I know when it needs water?
A: Pachira Stump Money Tree wilts slightly and the leaves soften when the soil has been dry too long. Check the top two inches of soil before watering rather than following a fixed schedule.
Q: Can Pachira aquatica survive a week or more without watering?
A: You can leave it up to ten days without water between regular waterings. The stump base stores moisture, which gives it a buffer during short gaps.
Q: Why are the leaves on my plant turning yellow?
A: Pachira aquatica most often yellows from overwatering, especially when the soil stays wet without drying out between sessions. Cold drafts from AC or heating vents are the other common cause.
Q: Is Money Tree safe for cats and dogs?
A: Yes, it is pet-friendly and non-toxic to cats and dogs.
Q: How do I propagate this plant?
A: Money Tree can be propagated from stem cuttings taken just below a leaf node. Place the cutting in water or moist perlite and keep it warm until roots develop, which typically takes three to five weeks.
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